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Cards ranked for dining
By effective returncashback · category specialist · excl. emi, fuel, government, jewelry, rent, wallet load
10%
cap: ₹1,500/mo
ApproximateAbout dining rewards
Restaurants, cafes, and in-person dining. Most transactions in this category route through merchant category codes 5812, 5813, 5814, which is how reward rules identify them. The IndusInd Bank EazyDiner Platinum leads for dining today at 25% effective return. Tapwise tracks reward coverage at 3 dining merchants.
What you would earn
Example calculationA ₹1,200 dining purchase
₹300 reward
IndusInd Bank EazyDiner Platinum, 25% effective cashback. Once you cross ₹2,000 of reward this month, the rule stops paying.
Frequently asked
4 questionsWhich credit card earns the most on dining in India?
The IndusInd Bank EazyDiner Platinum earns 25% effective return on dining, the highest of the 8 cards Tapwise tracks in this category. Reward is capped at ₹2,000 per month.
Which MCC codes count as dining?
Tapwise treats merchant category codes 5812, 5813, 5814 as dining when matching reward rules. Card networks assign the MCC at the merchant level, so the same purchase will be tagged the same way across cards.
Which merchants count as dining on Tapwise?
Common dining merchants include McDonald's, Restaurant (dine-in), Starbucks. See the merchant list on this page for the full set; each has its own dedicated reward breakdown.
How often does Tapwise update dining reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.