Card catalog
HDFC Bank
VISA
MoneyBack+
•••• 4421
HDFC Bank

MoneyBack+

Approximate, being verifiedVisa
₹500
annual fee
0.5%
base reward rate
700+
min. credit score

Rewards

9 rules
cashback · not on UPI · excl. govt payments
10%
cap: ₹500/mo
~82%
Amazon, Flipkart, Swiggy, reliance smart superstore, BigBasket
reward points · not on UPI
5%
cap: none
~82%
cashback · not on UPI
10%
cap: none
~82%
reward points · not on UPI
0.8%
cap: none
~82%
cashback · not on UPI
1%
cap: ₹250/mo
~82%
cashback · not on UPI · excl. govt payments
2%
cap: ₹500/mo
~82%
Everything else
cashback · base rate · not on UPI · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
0.5%
cap: none
~82%
Everything else
reward points · base rate · not on UPI · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
1%
cap: none
~82%
offline shopping
reward points · base rate · not on UPI
0.4%
cap: none
~82%

Best uses

4 merchants, 3 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹25,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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