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HSBC
VISA
Visa Platinum
•••• 4421LIFETIME FREE
HSBC

Visa Platinum

Approximate, being verifiedVisaLifetime free
Free
no annual fee, ever
0.5%
base reward rate
700+
min. credit score

Rewards

8 rules
zomato
cashback
10%
cap: none
~82%
makemytrip
cashback
15%
cap: none
~82%
Travel
reward points
8%
cap: none
~82%
Online shopping
cashback
1%
cap: none
~82%
Dining
reward points · excl. fuel
4%
cap: none
~82%
accelerated
reward points
4%
cap: none
~82%
Fuel
cashback
2.5%
cap: ₹250/mo
~82%
Everything else
cashback · base rate · excl. fuel, rent, utility
0.5%
cap: none
~82%

Who it's for

Minimum income
₹25,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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