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Dining

Best credit cards for Starbucks in India (July 2026)

MCC 5814Up to 25% effective8 cards ranked

The IndusInd Bank EazyDiner Platinum earns 25% effective return on Starbucks, capped at ₹2,000 per month. 7 other cards rank below.

Cards ranked for Starbucks

By effective return
25%
cap: ₹2,000/mo
Approximate
cashback · category rule
20%
cap: none
Approximate
cashback · category rule
20%
cap: none
Approximate
cashback · category rule
10%
cap: none
Approximate
cashback · category rule · excl. emi, fuel, government, jewelry, rent, wallet load
10%
cap: ₹1,500/mo
Approximate
cashback · category rule
10%
cap: none
Approximate
cashback · category rule
10%
cap: none
Approximate
cashback · category rule
10%
cap: none
Approximate

How rewards work at Starbucks

Starbucks is a dining platform in India. Card networks route most Starbucks purchases as MCC 5814, which is how reward rules decide whether a transaction qualifies. No card has a Starbucks-specific reward right now, so the best return comes from cards that pay well on dining as a category, led by the IndusInd Bank EazyDiner Platinum at 25%.

What you would earn

Example calculation
A ₹1,200 order at Starbucks
₹300 reward
IndusInd Bank EazyDiner Platinum, 25% effective cashback. Once you cross ₹2,000 of reward this month, the rule stops paying.

Frequently asked

3 questions
Which credit card earns the most rewards at Starbucks?
The IndusInd Bank EazyDiner Platinum earns 25% effective return on Starbucks, the highest of the 8 cards Tapwise tracks at this merchant. Reward is capped at ₹2,000 per month.
What MCC code does Starbucks use?
Starbucks is routed by card networks as MCC 5814. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Starbucks reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

Other dining merchants

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