Card catalog
HSBC
Premier
•••• 4421
HSBC

Premier

Approximate, being verifiedMastercard
₹20,000
annual fee
3%
base reward rate
750+
min. credit score

Rewards

7 rules
cashback · not on UPI
10%
cap: none
~82%
cashback · not on UPI
1%
cap: none
~82%
reward points · not on UPI
12%
cap: none
~82%
reward points · not on UPI
3%
cap: none
~82%
international
reward points · not on UPI
3%
cap: none
~82%
reward points · not on UPI
3%
cap: none
~82%
Everything else
reward points · base rate · not on UPI
3%
cap: none
~82%

Best uses

2 merchants, 3 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹2,50,000/month
Minimum credit score
750+
Best for
Travel

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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