All merchants
Cards ranked for Zomato
By effective returncashback · category rule · excl. wallet load
10%
cap: ₹1,500/mo
Verifiedmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
VerifiedHow rewards work at Zomato
Zomato is a food delivery platform in India. Card networks route most Zomato purchases as MCC 5812, which is how reward rules decide whether a transaction qualifies. The HDFC Bank Diners Club Black earns 16.7% on Zomato specifically, the highest rate any Indian credit card offers at this merchant today.
What you would earn
Example calculationA ₹1,200 order at Zomato
₹200 reward
HDFC Bank Diners Club Black, 16.7% effective reward points.
Frequently asked
3 questionsWhich credit card earns the most rewards at Zomato?
The HDFC Bank Diners Club Black earns 16.7% effective return on Zomato, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Zomato use?
Zomato is routed by card networks as MCC 5812. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Zomato reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.