All merchants
Cards ranked for Zomato
By effective returnmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verifiedcashback · merchant-specific rule · excl. rent, fuel, wallet load, tax, emi, govt
5%
cap: ₹1,000/mo
VerifiedHow rewards work at Zomato
Zomato is a food delivery platform in India. Card networks route most Zomato purchases as MCC 5812, which is how reward rules decide whether a transaction qualifies. The HSBC Visa Platinum earns 10% on Zomato specifically, the highest rate any Indian credit card offers at this merchant today.
What you would earn
Example calculationA ₹1,200 order at Zomato
₹120 reward
HSBC Visa Platinum, 10% effective cashback.
Frequently asked
3 questionsWhich credit card earns the most rewards at Zomato?
The HSBC Visa Platinum earns 10% effective return on Zomato, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Zomato use?
Zomato is routed by card networks as MCC 5812. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Zomato reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.