Card catalog
Kotak Mahindra Bank
811 #DreamDifferent
•••• 4421LIFETIME FREE
Kotak Mahindra Bank

811 #DreamDifferent

Verified against MITCMastercardLifetime free
Free
no annual fee, ever
0.5%
base reward rate
650+
min. credit score

Rewards

2 rules
cashback · not on UPI
1%
cap: none
~95%
Everything else
cashback · base rate · not on UPI
0.5%
cap: none
~95%

Best uses

0 merchants, 1 category

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹15,000/month
Minimum credit score
650+
Best for
Dining

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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