Compare cards
Kotak Mahindra Bank · Kotak Mahindra Bank

811 #DreamDifferent vs Myntra

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
Kotak Mahindra Bank
811 #DreamDifferent
•••• 4421LIFETIME FREE
Kotak Mahindra Bank

811 #DreamDifferent

Mastercard · Lifetime free
44composite score
95% rule confidence
Winner
Kotak Mahindra Bank
Myntra
•••• 4421LIFETIME FREE
Kotak Mahindra Bank

Myntra

Mastercard · Lifetime free
50composite score
95% rule confidence
Annual fee
Lifetime free
Lifetime free
Network
Mastercard
Mastercard
Base reward rate
0.5%
1.5%
Min. income (monthly)
₹15,000
₹20,000
Min. credit score
650+
700+
Best for
Dining
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Myntra edges out for most wallets.

  • Better base rate, 1.5% vs 0.5% on everything outside a bonus bucket.
Composite score
811 #DreamDifferent44
Myntra50
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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