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SBI Card
RuPay
IRCTC Premier
•••• 4421
SBI Card

IRCTC Premier

Verified against MITCRuPay
₹1,500
annual fee
0.8%
base reward rate

Rewards

4 rules
irctc
reward points
5%
cap: none
~95%
Dining
reward points
2.4%
cap: none
~95%
Fuel
cashback
1%
cap: ₹250/mo
~95%
Everything else
reward points · base rate · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
0.8%
cap: none
~95%

Who it's for

Minimum income
Not specified
Minimum credit score
Not specified
Best for
Everyday spends

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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