Card catalog
SBI Card
Elite
•••• 4421
SBI Card

Elite

Verified against MITCMastercard
₹4,999
annual fee
2%
base reward rate
720+
min. credit score

Rewards

4 rules
reward points · not on UPI
10%
cap: none
~95%
milestone
reward points · not on UPI
10%
cap: none
~95%
Everything else
reward points · base rate · not on UPI · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
2%
cap: none
~95%
Everything else
reward points · base rate · not on UPI · excl. rent, fuel, utility, insurance, wallet load, education, govt payments, emi, jewelry, cash advance
2%
cap: none
~95%

Best uses

0 merchants, 1 category

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹1,00,000/month
Minimum credit score
720+
Best for
Dining

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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