Card catalog
ICICI Bank
VISA
Rubyx
•••• 4421
ICICI Bank

Rubyx

Verified against MITCVisa
₹2,000
annual fee
2%
base reward rate
720+
min. credit score

Rewards

3 rules
reward points · not on UPI
4%
cap: none
~95%
reward points · not on UPI
4%
cap: none
~95%
Everything else
reward points · base rate · not on UPI · excl. fuel, rent, utility
2%
cap: none
~95%

Best uses

0 merchants, 2 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹60,000/month
Minimum credit score
720+
Best for
Online shopping

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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