All merchants
Cards ranked for Zepto
By effective returnmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verifiedmiles · base rate fallback · excl. rent, fuel, utility, insurance
4%
cap: none
VerifiedHow rewards work at Zepto
Zepto is a grocery platform in India. Card networks route most Zepto purchases as MCC 5411, which is how reward rules decide whether a transaction qualifies. No card has a Zepto-specific reward right now, so the best return comes from cards that pay well on grocery as a category, led by the Axis Bank Reserve at 7%.
What you would earn
Example calculationA ₹1,200 order at Zepto
₹84 reward
Axis Bank Reserve, 7% effective miles.
Frequently asked
3 questionsWhich credit card earns the most rewards at Zepto?
The Axis Bank Reserve earns 7% effective return on Zepto, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Zepto use?
Zepto is routed by card networks as MCC 5411. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Zepto reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.