All merchants
Cards ranked for YouTube Premium
By effective returnmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verifiedmiles · base rate fallback · excl. rent, fuel, utility, insurance
4%
cap: none
Verifiedreward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
Verifiedcashback · base rate fallback · excl. fuel, rent, utility, insurance, wallet load, govt payments
3.3%
cap: none
VerifiedHow rewards work at YouTube Premium
YouTube Premium is a streaming platform in India. Card networks route most YouTube Premium purchases as MCC 4899, which is how reward rules decide whether a transaction qualifies. No card has a YouTube Premium-specific reward right now, so the best return comes from cards that pay well on streaming as a category, led by the Axis Bank Reserve at 7%.
What you would earn
Example calculationA ₹1,200 order at YouTube Premium
₹84 reward
Axis Bank Reserve, 7% effective miles.
Frequently asked
3 questionsWhich credit card earns the most rewards at YouTube Premium?
The Axis Bank Reserve earns 7% effective return on YouTube Premium, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does YouTube Premium use?
YouTube Premium is routed by card networks as MCC 4899. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update YouTube Premium reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.