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Best credit cards for PharmEasy in India (July 2026)

MCC 5912Up to 10% effective8 cards ranked

The HDFC Bank Regalia Gold earns 10% effective return on PharmEasy. 7 other cards rank below.

Cards ranked for PharmEasy

By effective return
reward points · merchant-specific rule
10%
cap: none
Approximate
miles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verified
reward points · base rate fallback
6%
cap: none
Verified
cashback · base rate fallback
5%
cap: ₹2,000/mo
Verified
miles · base rate fallback · excl. rent, fuel, utility, insurance
4%
cap: none
Verified
cashback · base rate fallback
3.8%
cap: ₹5,000/mo
Approximate
reward points · base rate fallback
3.3%
cap: none
Approximate
reward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
Verified

How rewards work at PharmEasy

PharmEasy is a healthcare platform in India. Card networks route most PharmEasy purchases as MCC 5912, which is how reward rules decide whether a transaction qualifies. The HDFC Bank Regalia Gold earns 10% on PharmEasy specifically, the highest rate any Indian credit card offers at this merchant today.

What you would earn

Example calculation
A ₹1,200 order at PharmEasy
₹120 reward
HDFC Bank Regalia Gold, 10% effective reward points.

Frequently asked

3 questions
Which credit card earns the most rewards at PharmEasy?
The HDFC Bank Regalia Gold earns 10% effective return on PharmEasy, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does PharmEasy use?
PharmEasy is routed by card networks as MCC 5912. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update PharmEasy reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

Other healthcare merchants

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