All merchants
Cards ranked for Mobile Recharge
By effective returnreward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
VerifiedHow rewards work at Mobile Recharge
Mobile Recharge is a utilities platform in India. Card networks route most Mobile Recharge purchases as MCC 4814, which is how reward rules decide whether a transaction qualifies. No card has a Mobile Recharge-specific reward right now, so the best return comes from cards that pay well on utilities as a category, led by the Airtel Axis Bank Credit Card at 25%.
What you would earn
Example calculationA ₹1,200 order at Mobile Recharge
₹300 reward
Airtel Axis Bank Credit Card, 25% effective cashback.
Frequently asked
3 questionsWhich credit card earns the most rewards at Mobile Recharge?
The Airtel Axis Bank Credit Card earns 25% effective return on Mobile Recharge, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Mobile Recharge use?
Mobile Recharge is routed by card networks as MCC 4814. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Mobile Recharge reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.