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SBI Card · SBI Card
Pulse vs Yatra
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
51composite score
95% rule confidence
95% rule confidence
Winner
46composite score
95% rule confidence
95% rule confidence
Annual fee
₹1,499
₹499
Network
Visa
Visa
Base reward rate
2%
1%
Min. income (monthly)
₹30,000
₹25,000
Min. credit score
700+
700+
Best for
healthcare
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Pulse edges out for most wallets.
- Better base rate, 2% vs 1% on everything outside a bonus bucket.
Composite score
Pulse51
Yatra46
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.