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SBI Card · SBI Card
Air India Signature vs Elite
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
56composite score
82% rule confidence
82% rule confidence
Winner
45composite score
95% rule confidence
95% rule confidence
Annual fee
₹4,999
₹4,999
Network
Visa
Mastercard
Base reward rate
4%
2%
Min. income (monthly)
—
₹1,00,000
Min. credit score
—
720+
Best for
Everyday spends
Dining
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Air India Signature edges out for most wallets.
- Better base rate, 4% vs 2% on everything outside a bonus bucket.
Composite score
Air India Signature56
Elite45
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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