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Kotak Mahindra Bank · Kotak Mahindra Bank
Royale Signature vs White Signature
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
42composite score
95% rule confidence
95% rule confidence
Annual fee
₹999
₹3,000
Network
Visa
Visa
Base reward rate
1%
1%
Min. income (monthly)
₹50,000
₹75,000
Min. credit score
720+
720+
Best for
Travel
Dining
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Royale Signature edges out for most wallets.
- Lighter annual fee, ₹999 vs ₹3,000.
- Easier to qualify, ₹50,000/mo income gets you in versus ₹75,000/mo.
Composite score
Royale Signature45
White Signature42
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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