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Kotak Mahindra Bank · Kotak Mahindra Bank
Myntra vs PVR Gold
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
50composite score
95% rule confidence
95% rule confidence
Winner
39composite score
82% rule confidence
82% rule confidence
Annual fee
Lifetime free
₹499
Network
Mastercard
Visa
Base reward rate
1.5%
0%
Min. income (monthly)
₹20,000
—
Min. credit score
700+
—
Best for
Online shopping
Everyday spends
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Myntra edges out for most wallets.
- Better base rate, 1.5% vs 0% on everything outside a bonus bucket.
- Lifetime free, you skip ₹499/yr on the other card.
Composite score
Myntra50
PVR Gold39
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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