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ICICI Bank · ICICI Bank
Platinum Chip vs Sapphiro
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
47composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹199
₹3,500
Network
Visa
Visa
Base reward rate
1%
2%
Min. income (monthly)
₹20,000
₹75,000
Min. credit score
680+
720+
Best for
Online shopping
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Too close to call on paper.
- Both cards land in similar territory. Pick by the category you spend most on.
Composite score
Platinum Chip47
Sapphiro47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
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