Compare cards
ICICI Bank · ICICI Bank

MakeMyTrip Signature vs Rubyx

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
VISA
MakeMyTrip Signature
•••• 4421
ICICI Bank

MakeMyTrip Signature

Visa · ₹0/yr
47composite score
95% rule confidence
Winner
ICICI Bank
VISA
Rubyx
•••• 4421
ICICI Bank

Rubyx

Visa · ₹2,000/yr
50composite score
95% rule confidence
Annual fee
₹0
₹2,000
Network
Visa
Visa
Base reward rate
1%
2%
Min. income (monthly)
₹35,000
₹60,000
Min. credit score
700+
720+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Rubyx edges out for most wallets.

  • Better base rate, 2% vs 1% on everything outside a bonus bucket.
Composite score
MakeMyTrip Signature47
Rubyx50
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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