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ICICI Bank · ICICI Bank

Amazon Pay vs Rubyx

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
VISA
Amazon Pay
•••• 4421LIFETIME FREE
ICICI Bank

Amazon Pay

Visa · Lifetime free
47composite score
95% rule confidence
Winner
ICICI Bank
VISA
Rubyx
•••• 4421
ICICI Bank

Rubyx

Visa · ₹2,000/yr
50composite score
95% rule confidence
Annual fee
Lifetime free
₹2,000
Network
Visa
Visa
Base reward rate
1%
2%
Min. income (monthly)
₹0
₹60,000
Min. credit score
0+
720+
Best for
Online shopping
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Rubyx edges out for most wallets.

  • Better base rate, 2% vs 1% on everything outside a bonus bucket.
Composite score
Amazon Pay47
Rubyx50
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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