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HDFC Bank · HDFC Bank
Regalia vs Tata Neu Infinity
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
48composite score
95% rule confidence
95% rule confidence
Annual fee
₹2,500
₹1,499
Network
Visa
RuPay
Base reward rate
1.3%
1.5%
Min. income (monthly)
₹1,00,000
₹1,00,000
Min. credit score
720+
720+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Tata Neu Infinity edges out for most wallets.
- Better base rate, 1.5% vs 1.3% on everything outside a bonus bucket.
- Lighter annual fee, ₹1,499 vs ₹2,500.
Composite score
Regalia45
Tata Neu Infinity48
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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