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HDFC Bank · HDFC Bank

Marriott Bonvoy vs Tata Neu Infinity

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
HDFC Bank
Marriott Bonvoy
•••• 4421
HDFC Bank

Marriott Bonvoy

Mastercard · ₹3,000/yr
44composite score
95% rule confidence
Winner
HDFC Bank
RuPay
Tata Neu Infinity
•••• 4421
HDFC Bank

Tata Neu Infinity

RuPay · ₹1,499/yr
48composite score
95% rule confidence
Annual fee
₹3,000
₹1,499
Network
Mastercard
RuPay
Base reward rate
1.33%
1.5%
Min. income (monthly)
₹1,00,000
Min. credit score
720+
Best for
Everyday spends
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Tata Neu Infinity edges out for most wallets.

  • Better base rate, 1.5% vs 1.33% on everything outside a bonus bucket.
  • Lighter annual fee, ₹1,499 vs ₹3,000.
Composite score
Marriott Bonvoy44
Tata Neu Infinity48
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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