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HDFC Bank · HDFC Bank
Infinia vs Tata Neu Plus
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
40composite score
95% rule confidence
95% rule confidence
Winner
46composite score
95% rule confidence
95% rule confidence
Annual fee
₹12,500
₹499
Network
Visa
RuPay
Base reward rate
3.33%
1%
Min. income (monthly)
₹2,50,000
₹25,000
Min. credit score
750+
700+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Tata Neu Plus edges out for most wallets.
- Lighter annual fee, ₹499 vs ₹12,500.
- Easier to qualify, ₹25,000/mo income gets you in versus ₹2,50,000/mo.
Composite score
Infinia40
Tata Neu Plus46
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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