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HDFC Bank · HDFC Bank
Infinia vs Regalia Gold
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
40composite score
95% rule confidence
95% rule confidence
Winner
53composite score
95% rule confidence
95% rule confidence
Annual fee
₹12,500
₹2,500
Network
Visa
Visa
Base reward rate
3.33%
2.67%
Min. income (monthly)
₹2,50,000
₹1,00,000
Min. credit score
750+
720+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Regalia Gold edges out for most wallets.
- Lighter annual fee, ₹2,500 vs ₹12,500.
- Easier to qualify, ₹1,00,000/mo income gets you in versus ₹2,50,000/mo.
Composite score
Infinia40
Regalia Gold53
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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