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HDFC Bank · HDFC Bank
6E Rewards XL vs Marriott Bonvoy
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
44composite score
95% rule confidence
95% rule confidence
Annual fee
₹999
₹3,000
Network
Mastercard
Mastercard
Base reward rate
1%
1.33%
Min. income (monthly)
₹35,000
—
Min. credit score
700+
—
Best for
Travel
Everyday spends
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
6E Rewards XL edges out for most wallets.
- Lighter annual fee, ₹999 vs ₹3,000.
Composite score
6E Rewards XL45
Marriott Bonvoy44
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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