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HDFC Bank · HDFC Bank
6E Rewards XL vs Diners Black
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
43composite score
82% rule confidence
82% rule confidence
Annual fee
₹999
₹10,000
Network
Mastercard
Diners Club
Base reward rate
1%
3.33%
Min. income (monthly)
₹35,000
₹1,75,000
Min. credit score
700+
750+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
6E Rewards XL edges out for most wallets.
- Lighter annual fee, ₹999 vs ₹10,000.
- Easier to qualify, ₹35,000/mo income gets you in versus ₹1,75,000/mo.
Composite score
6E Rewards XL45
Diners Black43
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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