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Bank of Baroda · Bank of Baroda
Premier vs Select
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
42composite score
95% rule confidence
95% rule confidence
Winner
46composite score
95% rule confidence
95% rule confidence
Annual fee
₹1,000
₹750
Network
Visa
Visa
Base reward rate
0.5%
1%
Min. income (monthly)
—
₹25,000
Min. credit score
—
700+
Best for
Everyday spends
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Select edges out for most wallets.
- Better base rate, 1% vs 0.5% on everything outside a bonus bucket.
- Lighter annual fee, ₹750 vs ₹1,000.
Composite score
Premier42
Select46
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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