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Bank of Baroda · Bank of Baroda
Easy vs Eterna
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
47composite score
95% rule confidence
95% rule confidence
Winner
59composite score
82% rule confidence
82% rule confidence
Annual fee
Lifetime free
₹2,499
Network
Mastercard
Mastercard
Base reward rate
1%
3.75%
Min. income (monthly)
₹15,000
₹75,000
Min. credit score
650+
720+
Best for
Online shopping
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Eterna edges out for most wallets.
- Better base rate, 3.75% vs 1% on everything outside a bonus bucket.
Composite score
Easy47
Eterna59
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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