Compare cardsTry Tapwise free
American Express · American Express
Gold Charge vs Platinum Travel
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
39composite score
95% rule confidence
95% rule confidence
Winner
38composite score
95% rule confidence
95% rule confidence
Annual fee
₹4,500
₹5,000
Network
Amex
Amex
Base reward rate
1%
1%
Min. income (monthly)
₹75,000
₹75,000
Min. credit score
720+
720+
Best for
Dining
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Gold Charge edges out for most wallets.
- Lighter annual fee, ₹4,500 vs ₹5,000.
Composite score
Gold Charge39
Platinum Travel38
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.