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Best credit cards for rent in India (June 2026)

Up to 6% effective8 cards rankedMCC 6513

The ICICI Bank Emeralde Private Metal earns 6% effective return on rent. 7 other cards rank below.

Cards ranked for rent

By effective return
reward points · base rate fallback
6%
cap: none
Verified
cashback · base rate fallback
5%
cap: ₹2,000/mo
Verified
cashback · base rate fallback
3.8%
cap: ₹5,000/mo
Approximate
reward points · base rate fallback
3.3%
cap: none
Approximate
reward points · base rate fallback
2.5%
cap: none
Verified
reward points · base rate fallback
2.4%
cap: none
Verified
reward points · base rate fallback
2.3%
cap: none
Verified
reward points · category specialist
2%
cap: none
Approximate

About rent rewards

House rent payments via Cred, NoBroker, and similar platforms. Most transactions in this category route through merchant category codes 6513, which is how reward rules identify them. The ICICI Bank Emeralde Private Metal leads for rent today at 6% effective return.

What you would earn

Example calculation
A ₹1,200 rent purchase
₹72 reward
ICICI Bank Emeralde Private Metal, 6% effective reward points.

Frequently asked

5 questions
Which credit card earns the most on rent in India?
The ICICI Bank Emeralde Private Metal earns 6% effective return on rent, the highest of the 8 cards Tapwise tracks in this category.
Which MCC codes count as rent?
Tapwise treats merchant category codes 6513 as rent when matching reward rules. Card networks assign the MCC at the merchant level, so the same purchase will be tagged the same way across cards.
How many rent cards have a category-specific reward?
1 of the 8 ranked cards have a rule specifically for rent. The rest fall back to their base rate at this category.
Which merchants count as rent on Tapwise?
Common rent merchants include Rent. See the merchant list on this page for the full set; each has its own dedicated reward breakdown.
How often does Tapwise update rent reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

Rent merchants on Tapwise

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