All categories
Cards ranked for cabs
By effective returnmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verifiedmiles · base rate fallback · excl. rent, fuel, utility, insurance
4%
cap: none
VerifiedAbout cabs rewards
Uber, Ola, and other ride-hailing services. Most transactions in this category route through merchant category codes 4121, which is how reward rules identify them. The American Express Smart Earn leads for cabs today at 10% effective return. Tapwise tracks reward coverage at 3 cabs merchants.
What you would earn
Example calculationA ₹1,200 cabs purchase
₹120 reward
American Express Smart Earn, 10% effective reward points. Once you cross ₹250 of reward this month, the rule stops paying.
Frequently asked
5 questionsWhich credit card earns the most on cabs in India?
The American Express Smart Earn earns 10% effective return on cabs, the highest of the 8 cards Tapwise tracks in this category. Reward is capped at ₹250 per month.
Which MCC codes count as cabs?
Tapwise treats merchant category codes 4121 as cabs when matching reward rules. Card networks assign the MCC at the merchant level, so the same purchase will be tagged the same way across cards.
How many cabs cards have a category-specific reward?
2 of the 8 ranked cards have a rule specifically for cabs. The rest fall back to their base rate at this category.
Which merchants count as cabs on Tapwise?
Common cabs merchants include Ola, Rapido, Uber. See the merchant list on this page for the full set; each has its own dedicated reward breakdown.
How often does Tapwise update cabs reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.