Card catalog
Federal Bank
VISA
Scapia
•••• 4421LIFETIME FREE
Federal Bank

Scapia

Approximate, being verifiedVisaLifetime free
Free
no annual fee, ever
2%
base reward rate

Rewards

6 rules
reward points · not on UPI
2%
cap: ₹4,000/mo
~82%
reward points · not on UPI
10%
cap: none
~82%
reward points · not on UPI · excl. education, fuel, gift cards, govt payments, rent, wallet load
4%
cap: none
~82%
Everything else
reward points · not on UPI
5%
cap: none
~82%
cashback · not on UPI
1%
cap: none
~82%
Everything else
reward points · base rate · not on UPI · excl. rent, education, gift cards, fuel, govt payments, wallet load
2%
cap: none
~82%

Best uses

0 merchants, 4 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
Not specified
Minimum credit score
Not specified
Best for
Everyday spends

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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